Romelizio analyzes your financial flows in real time to maximize your returns without any blocking of funds. Instant withdrawals, data-driven decisions.
Control interface: monitoring of liquidity position, current allocations and movement history, viewable at any time from your customer area.
The observation
Unallocated excess cash represents a measurable shortfall. Traditional management tools rely on periodic arbitrage and manual analyses, often too slow to capture short-term opportunities.
The Romelizio analysis engine continuously processes your incoming and outgoing flows to identify allocation margins that human analysis, constrained by time, cannot detect at the same frequency.
Treasury decisions taken once a month do not reflect the daily reality of receipts and disbursements. Romelizio recalculates your allocation margins for each significant variation in your liquidity position, without waiting for the next management point.
Technical architecture
Each module operates independently and communicates with the others to adjust allocation decisions based on the financial context of your structure.
The models analyze the history of your flows to anticipate future liquidity needs and adjust allocations accordingly, without locking capital into rigid horizons.
Protection algorithms govern each allocation decision according to defined risk thresholds, with constant monitoring of the overall exposure of your cash flow.
The banking API connection ensures up-to-date reading of your accounts, without manual re-entry or gap between the actual situation and the recommendations displayed.
Method
The structure of the process remains the same for each client, regardless of the size of the cash to be managed.
Secure connection to your accounts and initial mapping of your incoming and outgoing flows over the last months of activity.
Distribution of excess cash according to a risk profile defined with you, with continuous readjustment of allocations.
The funds remain permanently accessible. No lock-in period is applied, unlike traditional investment vehicles with a fixed maturity.
The platform
Romelizio was designed for SMEs and financial departments who wish to maintain control over their short-term capital, without delegating the decision to an external manager or tying up funds over fixed periods.
The interface presents liquidity positions, current allocations and analytics engine recommendations in a readable format, designed for rapid decision-making rather than advanced financial expertise.
Security and Compliance
Data exchanges pass through encrypted protocols and access to bank accounts is limited to consultation, with no right of direct movement on your funds outside of the allocation rules that you validate.
Encryption of data in transit and at rest, with reinforced authentication for each access to your customer area.
The data collected is limited to what is necessary for cash flow analysis and processed in accordance with the European Data Protection Regulation.
Banking connections established via API are configured for reading, which excludes any movement of funds initiated without validation on your part.
Frequently asked questions
The allocation engine maintains a continuously calculated liquidity reserve, sized to cover common withdrawal requests without delay. This reserve is recalculated each time there is a significant change in your cash position.
The model is based on the history of your bank flows, the seasonality of your activity and the risk parameters that you define. The recommendations are recalculated each time this data is significantly updated.
Connecting accounts and setting up the risk profile is done in one session, typically in less than ten minutes. The first cash flow diagnosis is available at the end of this step.
Setup in less than 10 minutes. No lock-in period on allocated funds.
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